School of Business

VCU Blogs

Vishaal Baulkaran, University of Lethbridge – Dhillon School of Business
Pawan Jain, Virginia Commonwealth University – School of Business

In this comprehensive study, Associate Professor Pawan Jain from the Department of Finance, Insurance and Real Estate uncovers why so few individuals use home equity release schemes despite their potential to ease financial strains in retirement. Further analysis uncovers the knowledge gap among financial planners regarding home equity release options and their biases, shedding light on future retirement security amidst evolving economic conditions.  By understanding the risks and benefits of different options, homeowners can make better decisions about how to fund their retirement and improve their overall financial well-being.

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