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By WalletHub

Bernhard Reichert
Assistant Professor, Virginia Commonwealth University, School of Business

Bad credit refers to people with lower and low credit scores, and a number of special credit card offerings cater to this customer base. Individuals with low credit scores often only have the option to obtain secured credit cards. Some secured credit cards require a cash deposit in the amount of the credit. In other words, the customer gives the issuer of a secured credit card money to be able to spend money on a card up to that amount, but the features and fees vary widely between cards.
https://wallethub.com/credit-cards/bad-credit/#expert=Bernhard_Reichert

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